Change the terms

Rahul Mehta · Loan to Rahul Mehta

Saving this builds a new version of the schedule. The old one stays readable under History, so you can always see what was agreed before.

Money you gave out and expect back, with interest.

Who did you lend it to

Choose from your people

TDS applies at 10% under section 194A.

How much did you give

Three lakh only.

Rate of interest

Per year. Put 0 if there is no interest.

What to call it

Pick one of yours, or type your own — settings keeps the list

When it started

15 Dec 2025 · 254 days ago

The arrangement

How often

For how long

In months. 60 months is five years.

First payment falls on

We have guessed from the start date — change it if the bank said otherwise.

15 Jan 2026 · 223 days ago

Most loans people add are part way through. Tell us where it stands and we will line the schedule up.

Yes, some of it has already been paid

Penalty rate

Per year, on top of the normal rate.

Grace days

No penalty inside these.

Flat late fee

Zero only.

Section 194A, on the interest you earn.

Each instalment will show the gross, the TDS and what actually reaches you.

Built from what you have typed. It updates as you change things.

Each instalment₹14,122

Number of them24

Last one falls on15 Dec 2027

Interest over the life₹38,903

…and 21 more, all of them visible once you save.

Nothing you enter here is kept once you close the tab — this first version lives in the page in front of you.