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Cost of borrowing
What each loan really costs once its fees are folded in, not the rate on the sanction letter.
Cost of borrowing
Priya Sharma · As on 25 Oct 2026
Prepared from Orrish on 25 Oct 2026, 2:30 pm
Across everything you have borrowed, the rate on paper averages 9.02% on ₹48,34,807.
| HDFC Bank | Home loan | ₹39,18,418 | ₹42,00,000 | 8.75% | ₹8,400 | 8.96% | 0.21% |
| ICICI Bank | Car loan | ₹7,66,389 | ₹9,50,000 | 9.4% | ₹0 | 9.4% | 0% |
| Bajaj Finance | Gold loan | ₹1,50,000 | ₹1,50,000 | 14% | ₹750 | 14.5% | 0.5% |
Outstanding₹48,34,807
Fees₹9,150
Figures come from the records on screen right now, in Priya Sharma.